Charter One - Equity Loans

Home Equity Loan
Whether you need a long-term loan to refinance an existing mortgage or a short term loan for home improvements, this is a great option. Choose from a total loan amount or a monthly payment amountthere are no closing costs, no points, the interest rate is fixed for the life of the loan.

Home Equity Line of Credit
If you need extra cash for a family trip or to finance an education, use the equity in your home to get a Line of Credit with a lower interest rate than personal lines of credit. We offer flexible Home Equity Lines of Credit with standard or capped rates.

Home Equity Combo
We combined the benefits of both borrowing options in a combo package. Use the loan to finance your home remodel and the line of credit to buy furniture other items to finish your home renovations.

Xpress Home Equity Loan feature is available on loans and lines of credit and involves a simple application process with a quick response to your request and a loan closing in only 7 days!